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Individual Life Insurance in Orem UT & Provo UT

Reassurance for you and your Loved Ones.

Advance Insurance provides life insurance to individuals in Orem, Provo, Spanish Fork, American Fork, Lehi, Highland , and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Advance Insurance, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Advance Insurance offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Advance Insurance is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Advance Insurance will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

*Main Office

248 South State Street
Orem, UT 84058
Main office: 385-244-2627
Toll free: 877-700-9131

Draper

12401 S 450 E #A2
Draper, UT 84020
Main office: 385-626-7130
Toll free: 877-700-9131

Heber

175 N Main St. Suite 202
Heber, UT 84032
Main office: 435-414-6667

Hesperia, CA

16501 Walnut St Suite 12
Hesperia, CA 92345
Main office: 877-700-9131

Logan

399 N Main Suite 140
Logan, UT 84321
Main office: 435-704-9219

Nevada

222 S Rainbow Suite #220
Las Vegas, NV 89121
Main office:
Toll free: 877-700-9131

Ogden

2650 N 300 E Ste 110
Ogden, UT 84414
Main office: 385-244-2557

Ogden

3725 Washington Blvd #8
Ogden, UT 84403
Main office: 385-244-2681

Ogden

2120 N Washington Dr #20
Ogden, UT 84414
Main office: 385-244-2557

Pleasant Grove

1406 W State Rd.
Pleasant Grove, UT 84062
Main office: 385-626-7254

Provo

363 N Univ. Ave #103
Provo, UT 84601
Main office: 385-626-7046

Roosevelt

105 E Lagoon St
Roosevelt, UT 84066
Main office: 435-704-9188

Salt Lake

426 E 3300 S
Salt Lake City, UT 84115
Main office: 385-722-5425

South Jordan

1086 W South Jordan Parkway #106
South Jordan, UT 84095
Main office: 385-626-7189

South Ogden

3755 Washington Blvd Suite 4
South Ogden, UT 84403
Main office: 385-244-2922

St. George

2107 W Sunset Blvd #202
St. George, UT 84770
Main office: 435-704-9082

Our Providers

Testimonials

They’re really nice and I am overall really impressed with how pleasant and efficient they took care of me. My agent Jared was very friendly. Even though I am a young driver with my first car he got me the best rate I could find with Travelers. It was affordable and I was set up on automatic payments.
Jean M
I've been with them the last 2 years. I been hunting for a better quote everywhere and nobody seems to get me any better deal. Alfredo he's my agent and he's also my moms. He's very helpful and professional highly recommend him. He does everything possible to help you. When you guys go ask for Alfredo's Torres you won't regret it. Thank you so much for all your help!
Kim O
The service in this place is AWESOME! :)
Jackie C
Great company to work with. When I moved to Utah, I was paying about $95 a month for the state minimum requirements. About a year later, Advance was able to find me a policy for half that for double the coverage and full coverage. I'm glad I went with Advance!
Michael Mo
Advance Insurance is awesome. Tyler Empey took care of me and found me a great insurance company. He helped me numerous times and always answered all of my questions. I even had to go in to their place to sign some paperwork and I was treated with kindness. I would highly recommend them.
Kelsie S
This place has the best rates of anyone in Utah county. Everyone I've sent there has saved. The smaller (high risk) insurance companies they deal with don't have web portals or any way to pay other than talking to an agent or mailing a check, which is kind of annoying, but they save me money.
Greg G
Tyler Parcells helped me to understand my business insurance needs. I will recommend him to anyone needing business insurance.
Patricia P
I've been with advance insurance for over 10 years. They really help get you what you need.
Amanda F
Good honest company that is honest from the top down! Recommend them to all my friends.
Michael Mi
Advanced insurance is a great insurance agency. They truly care about their clients and make sure to take care of them at the highest level. I work with a number of insurance agents and agencies and Advanced is truly one of the best!
Joel T