Families usually have several cars to insure. If you have teen drivers in your household, you might worry that adding them to your policy will cause your rates to skyrocket. Everyone is entitled to pay a fair, affordable price for their auto insurance, and working with our agency to get the right policy will help unlock your ability to save.

Keep the following tips in mind to get your family affordable auto insurance that won’t sacrifice coverage and benefits.
Bundle Your Insurance Policies
Most families can insure all their standard vehicles and drivers using a multi-car policy, which saves you from buying multiple policies for your vehicles. Additionally, your provider might offer you a discount when you bundle your auto insurance with your home insurance or other personal policies (meaning you buy them from the same insurer).
Maintain Good Credit
Financial stability is an excellent sign that you are a low risk to insure. Insurers will view good credit as an indicator that you are less likely to make claims on your policy, in addition to being less likely to default on premium payments. Therefore, if you maintain good credit, you are more likely to be offered savings.
Update Your Policy When Your Life Changes
Where you are in your life today might not be where you are in a year. You might get married, move, buy a new car or make other significant decisions. Whenever you make these changes, be sure to notify your auto insurer. Not only will you be required to update your coverage in many circumstances, like moving, but you might also save money by doing so.
Be Careful When Adding Teens To Your Policy
Parents are usually encouraged to add teens to their family auto insurance policy when the teen gets their learner’s permit. Some insurers don’t even charge more for the policy until the teen becomes fully licensed. While auto insurance rates will increase if you add a teen to your policy, you’ll still likely pay a much lower price than if you insured the teen separately.
When signing up for coverage, ask your agent which company within their carrier network will offer you the most affordable plans overall. All policies vary in price, even almost identical plans that come from different insurers. Therefore, by comparing plans of their carrier partners, your agent will be able to pinpoint the one that offers the best savings potential.
For help getting the perfect auto insurance for your family’s needs, call us at 801-226-1100 or request a free, no-obligation quote online now!