• Maintain a good driving record. Your driving record is one of the most significant factors considered in your auto policy quote. Always practice safe driving by eliminating distractions, focusing on your surroundings and being a defensive driver. 
• Reduce your mileage. A significant factor in the cost of your auto policy is how much you’re driving your vehicle. Your mileage will be considered, so limit your driving as much as possible. 
• Shop around for car insurance. Work with your insurance agent to request a quote. Discuss that you’re looking for the best pricing for your desired coverage. 
• Raise your deductible. Having a higher deductible will reduce your premium costs because you’ll have to pay more out-of-pocket if you have to file a claim. If you can afford to pay a higher deductible and haven’t been involved in any accidents, you may consider this option. 
• Bundle your policy. Bundling your auto and home policies can save you money. Be sure to check with your agent to see if this is an option. 
• Maintain good credit history. Credit history is looked at when determining your auto policy rates. To help maintain a good credit score, you should check for inaccuracies, keep credit card balances low and pay your loans on time. 
• Take advantage of discounts. You may be eligible for discounts. Good driver or good student discounts may be available. Be sure to talk with your agent about your options.  

If you’re looking to lower your auto insurance policy rates, reach out to an agent today to learn more about what you could do specifically. Our Advance Insurance agents are ready to help you.