Advance Health/Life Insurance
Let the experts at Advance Insurance take care of you. Offering a variety of health and life insurance to get you the best coverage. Get in contact with our experts today!
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Health Insurance in Orem UT, Salt Lake City UT & surrounding areas
Good Decisions Today for a Healthy Tomorrow.
Like Life Insurance, Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can’t work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they’re protected.
At Advance Insurance, we strive to offer the best Health Insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.
Depending on your needs, our health care packages can include:
Why Health Insurance?
When it comes to your health you can never be too careful, and with the rising cost of medical care, Health Insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.
While finding the right Health Insurance is not always an easy choice, representatives from Advance Insurance are committed to providing the knowledge and support you need to help you make the right decision for you, your family, or your business.
At Advance Insurance, we provide health care insurance services near Orem, Salt Lake City, Provo, Las Vegas, Draper, and Hesperia.
Life Insurance in Orem UT, Salt Lake City UT & surrounding areas
Your death, whether sudden, unexpected or from old age, will leave a hole behind. The void will be not only personal, but also financial. Naturally, everyone wants to make it easier on those they love to cope with their loss. Life insurance is one of the best ways you can create stability for survivors after you die.
What’s Life Insurance?
Life insurance provides a financial payout upon the death of the insured party. If the policy is in your name, it will pay upon your death.
When a payout occurs, a beneficiary whom you name in the policy will receive a financial settlement, which can help them cover essential costs. Therefore, you can use life insurance to shore up your survivors’ financial solvency following your passing.
The benefit might help survivors pay for:
Targeted costs like a child’s education or a spouse’s health needs the good news is, you can leave the money to almost anyone (including charities) and the money won’t go through probate. Therefore, your survivors will get a settlement before anyone else.
What Policy Options Exist?
Everyone has different life insurance needs. Often, you’ll be able to choose between two types of plans.
Term plans last a set number of years. Coverage will issue payment if you die during the term.
Whole-life policies remain active indefinitely, as long as you pay your premiums. Many offer cash-accumulation and interest benefits.
When you choose a plan, you can name the sum you want to leave behind. Work with one of our agents to set up an appropriate framework for the use of the money. You might need to establish trusts or other beneficiary stipulations to govern payouts.
Why Get Covered Now?
Don’t wait to get life insurance. It’s critical protection at any stage of life. However, the earlier you get a policy, the more beneficial you likely will find it.
The longer you keep coverage, the more chance you have to let your policy accumulate value.
Younger individuals often qualify for lower policy premiums.
The healthier you are, the better your qualifications for a policy. Why risk waiting until your health begins to decline?
Even though life insurance might not come into play until after your death, it still provides a great service to your survivors. Don’t hesitate, therefore, to get covered. In the end, your personal insurance options will prove instrumental in protecting your overall wellness and solvency well into the future. Contact us today at 801-226-1100 to learn more about your options.