Commercial Auto Insurance Agency in Lehi, UT
Lehi, UT, is home to a fast-growing business community, from Silicon Slopes tech firms near Thanksgiving Way to construction trades expanding across Traverse Mountain. Whether you manage a company fleet on I-15, send technicians across Utah County, or run service vehicles between American Fork and Draper, you need vehicle coverage built for business. As a trusted commercial auto insurance agency in Lehi, UT, Advance Insurance helps local business owners find the right policy through multiple top-rated carriers, not just one. Call (801) 226-1100 to get started today.
What Does Commercial Auto Insurance Cover for Lehi Businesses?
Commercial auto insurance covers vehicles your business owns, leases, or uses for work. A personal auto policy typically excludes on-the-job driving, making a dedicated business policy essential for any Utah company that puts vehicles to work.
Common coverage types include:
- Commercial Liability: Pays for bodily injury or property damage your vehicle causes to others.
- Physical Damage: Covers repairs or replacement if a company vehicle is damaged in an accident, theft, or weather event.
- Hired and Non-Owned Auto (HNOA): Protects your business when employees drive personal or rented vehicles for work.
- Fleet Coverage: Insures multiple vehicles under one policy, simplifying management for contractors and service companies.
- Uninsured/Underinsured Motorist: Covers your business when a driver without adequate coverage causes an accident.
Do Lehi Businesses Need Commercial Auto Coverage?
Yes. Utah law requires any vehicle used solely for business purposes to carry commercial auto coverage. As of January 1, 2025, Utah's minimum liability limits are 30/65/25, and personal injury protection (PIP) is mandatory. Businesses operating heavier vehicles or hauling equipment may face additional requirements. Relying on a personal policy while driving for work can expose your business to significant financial and legal risk.
How We Help You Get Covered
- Call our office to discuss your vehicles, drivers, and usage.
- We shop multiple carriers, including Progressive, Nationwide, and Safeco, to find competitive options.
- Review your customized quote with a local agent.
- Select the policy that fits your business and budget.
- Get your certificate of insurance and hit the road protected.
Frequently Asked Questions
What Is the Difference Between Personal and Commercial Auto Insurance?
Personal auto insurance covers everyday commuting and errands. Commercial auto insurance covers vehicles used to conduct business. If employees drive for work or your company owns vehicles, a commercial policy is likely required.
Does Commercial Auto Cover Hired or Rented Vehicles?
Hired and non-owned auto coverage extends protection to vehicles your business rents or that employees drive for work, which is especially relevant for businesses relying on contractors or occasional-use vehicles.
Can I Insure Multiple Business Vehicles Under One Policy?
Yes. Fleet policies cover multiple vehicles under a single plan, simplifying billing and management for construction firms, delivery operations, and tech companies running service fleets across Utah County.
How Do I Get a Commercial Auto Quote in Lehi, UT?
Contact Advance Insurance at (801) 226-1100 or visit our office at 2975 W Executive Pkwy., Suite 128, Lehi, UT, 84043. Our agents will gather details about your vehicles and usage to build a quote from multiple carriers.
Get a Commercial Auto Quote From Your Lehi Insurance Agency
Advance Insurance is a locally owned, independent commercial auto insurance agency serving businesses throughout Utah County and the broader Silicon Slopes corridor. As an independent agency, we compare options across multiple insurers to match coverage to your specific operation.
Call us to request a free quote today.